Insurance Blog
Please read our blog about a wide variety of insurance topics. Please feel free to ask us any questions.
Can I Have As Many Life Insurance Beneficiaries As I Want?
Posted: July 23, 2019
Can I Have As Many Life Insurance Beneficiaries As I Want?When you purchase life insurance, choosing your beneficiaries is a challenging yet crucial step in the process. Who to name as your beneficiaries is something only you can decide. You have the option to name more than one beneficiary, which can be accomplished by assigning a percentage of your life insurance benefits among two or more people on your application. There is no set limit...
Cargo Insurance Vs. Commercial Trucking Insurance
Posted: July 18, 2019
Cargo Insurance Vs. Commercial Trucking InsuranceCommercial carriers are required by law to have carrier liability insurance. Since this insurance provides limited coverage, and because cargo can be damaged in many different ways, most shippers request cargo insurance to protect their goods from damage, loss, or theft during transit. Commercial trucking insurance, on the other hand, is essential coverage for a business or owner-operator providing trucking services. What Is Cargo Insurance?...
Understanding Collector Car Insurance
Posted: July 16, 2019
Understanding Collector Car InsuranceAnyone who owns a car needs car insurance. However, collector cars are different and require a special type of auto insurance. Collector car insurance is designed specifically to provide coverage for valuable classic, antique, and collector motor vehicles. Why Do Collector Cars Require Unique Insurance? Special collector car insurance is needed for several different reasons: Classic performance and collector cars are typically more expensive than...
What Is Graded Death Benefit Life Insurance?
Posted: July 9, 2019
What Is Graded Death Benefit Life Insurance?A graded death benefit policy is a type of whole life insurance policy with a waiting period. It may be an option for people who are unable to be approved for standard life insurance. There is no medical exam required. People who have been declined for life insurance from all other companies can still get coverage through a graded benefit life insurance plan. How Does...
How Long Does Business Interruption Insurance Coverage Last?
Posted: July 4, 2019
How Long Does Business Interruption Insurance Coverage Last?Most commercial property insurance policies include business interruption insurance. With this coverage, the insurer agrees to pay for loss of business income resulting from a covered peril. But how long does it last? In most cases, business interruption insurance coverage continues from the date of loss until property damage can be repaired with dispatch and due diligence. Period Of Restoration The length of time in...