About Us

Lumberton Insurance AgencyBayless Insurance is a second-generation agency that was established in 1979. The agency relocated from Beaumont to Lumberton, Texas in 1985. Mike Bayless purchased and assumed ownership the agency in 2002. Mike started his insurance career at the age of 22 in 1981 to achieve his financial goals, but most importantly to impact the lives of others. The purchase of a home and car generally represents one of largest investments an individual can make, he understands the need to educate people on how to protect those assets.

Bayless Insurance has represented Germania since 1985, we are proud of the association and relationship we have had with Germania. Germania Farm Mutual was organized in 1896 and remains true to its traditions by providing principled and honest insurance protection to its members.
Germania is our primary company but we are an independent insurance agency representing several major companies, which allows us to serve our customers first. While price is a contributing factor in all our recommendations, the deciding factor should be the expected level service provided at the time of a claim. Our goal is to serve every client with a reliable and honest customer experience, while providing products to accommodate their insurance needs.

We are a family owned business in continuous operation for the last 38 years, we take pride in the fact that most of our new customers are referred to us by our existing customers. Our staff is known for their expertise, friendly smiles, and dedication to our customers. We are committed to providing excellent customer service by building long-lasting relationships with our customers.

Bayless Insurance is involved in our community. Bayless Insurance supports the LISD Education Foundation, Inc., The Arc of Greater Beaumont, Lumberton Chamber of Commerce and various other local civic organizations.

An Independent Advantage

We are Independent Agents in Lumberton, Texas, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service. Bayless Insurance represents a carefully selected group of financially strong, reputable insurance companies. Therefore, we are able to offer you the best coverage at the most competitive price.

What is an Independent Insurance Agent?

When you decide to buy a car, you wouldn't purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model. You wouldn't have a choice!

The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family's financial future and to run a small business. But if there was only one insurance company that offered only one type of insurance, you wouldn't have a choice. The only solution would be going to that one company.

With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. One of the advantages of using an independent agent is that he or she works to satisfy your needs. You are using an expert for an important financial decision.

An independent agent has several companies that he or she can approach to get you the best coverage at the best price. And your independent agent will know the companies with the most efficient claims departments to recover your losses as quickly as possible.

When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace, because it's up to you to make the final choice.